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Your home's equity can build your dream outdoor space
Many homeowners choose to finance their outdoor project using available home equity, allowing them to complete the project now while spreading the investment into manageable monthly payments. Instead of drawing down savings, your home's existing value works for you
$100K
Starting Project Range
~$500
Est. Monthly at $50k
$150K
Most Popular Range
780
Example Credit Score
Example Monthly Investments
Illustrative examples based on an estimated home value of $1,000,000 and a credit score of approximately 780. Actual rates vary based on your credit profile, income, and property value.
$50,000 project
~$372 / mo
$100,000 project
~$500 / mo
$150,000 project
~$899/ mo
$250,000 project
~$1,198 / mo
$300,000 project
~$1,798/ mo
$350,000 project
~$2,098 / mo
Many luxury backyard transformations fall in the $100K–$250K range, making financing an option many homeowners explore.
Resort Lifestyle Comparison
Compare the monthly investment of a backyard transformation to everyday luxury lifestyle expenses you may already be spending.
Life Style Expense
Resort Vacation Savings
$800 – $1,500 / mo
Golf Club Membership
$500 – $1,200 / mo
Luxury Vehicle Lease
$900 – $1,600 / mo
Custom Backyard Resort
$100K project
~$500 / mo
$150K project
~$899 / mo
$250K project
~$1,198 / mo
Instead of traveling to enjoy a resort experience, many homeowners prefer bringing that experience home — and doing so at a comparable or lower monthly cost than other luxury lifestyle expenses, while simultaneously adding long-term property value.
Why Many Homeowners
Choose This Path
Preserve Savings & Investments
Keep your liquid assets and investment accounts intact while your home's equity does the work.
Potentially Lower Borrowing Costs
Access potentially lower rates compared to unsecured personal loans, using your home's value as leverage.
Flexible Financing Structures
Multiple program options and structures depending on your homeowner goals and financial situation.
Improve Lifestyle & Property Value
Dual opportunity to enhance your daily living experience while increasing your home's long-term market value.
Important Financing Disclosure
Payment examples shown are estimates for illustrative purposes only and are not a commitment to lend or extend credit.
Actual loan terms, interest rates, payments, and program availability will vary based on credit profile, income, property value, loan-to-value ratio, market conditions, and lender underwriting guidelines.
All borrowers must qualify. Rates and programs are subject to change without notice. This information is provided for general informational purposes only and should not be interpreted as a loan approval or guarantee of financing.
Consult with a licensed mortgage professional to review your individual financing options.